Guide to Wealth Management

Dec 6, 2016Investments

What does the future look like for your wealth?

Welcome to our Guide to Wealth Management.
Our personalised approach is designed to help us understand your wider ambitions and objectives for your wealth, whether you want to generate an income that supports your lifestyle, family and retirement plans; need help to pass your wealth on to future generations; or fund your ambitions, from personal legacies to philanthropy.

Building strong relationships
Of course, life doesn’t stand still – your priorities may change and so will the world around you. That’s why we build strong relationships with our clients to truly understand and adapt to their evolving needs.

Integrated and coordinated approach
Whatever your goals in life are, careful planning and successful investing of your wealth can help you get there. Our comprehensive wealth planning service enables us to provide an integrated and coordinated approach to managing your wealth whilst maximising the opportunities available.

Advice tailored to your personal situation
Our advice is tailored to your personal situation, covering areas such as retirement planning, investment structuring, financial protection, Inheritance Tax and estate planning – all of these areas our covered in our Guide to Wealth Management.


  • Investment
    Making the most of the options available
  • Time to consider your investment options?
    Helping you reach your longterm financial goals
  • Portfolio diversification
    Spreading your money between different kinds of investments
  • Appetite for risk
    Striking the right balance is important to avoid losses
  • Choosing investments
    What you need to know to become a more confident investor
  • What investment approach is right for you?
    Your decision can have a big impact on your returns
  • Pooled investment schemes
    Investing in one or more asset classes
  • Open-ended investment funds
    Acting in the investors’ best interests at all times
  • Open-ended investment companies
    Expanding and contracting in response to demand
  • Unit trusts
    Participating in a wider range of investments
  • Investment trusts
    Reflecting popularity in the market
  • Individual Savings Accounts
    Tax-efficient investment wrapper holding a range of investments
  • Investing for income
    Safeguarding your money at a time of low interest rates
  • Socially responsible investing
    Not sacrificing your life principles in exchange for chasing the best financial returns
  • Retirement
    Enjoy the best that life has to offer
  • Pension freedoms
    The most radical changes to pensions in almost a hundred years
  • Tax relief and pensions
    Annual and lifetime limits
  • State Pension
    New rule changes
  • Defined contribution pension schemes
    Providing an income in retirement
  • Defined benefit pension schemes
    Secure income for life
  • Personal pensions
    Saving tax-efficiently for retirement
  • Self-invested personal pensions
    Providing greater flexibility with the investments you can choose
  • Using your pension pot
    More choice and flexibility than ever before
  • Protection
    Building a successful financial foundation
  • Life insurance
    Providing a financial safety net for your loved ones
  • Different types of life insurance
    Choosing the right type of cover
  • Term life insurance
    Protection for a specified fixed period of time
  • Whole-of-life insurance
    Guaranteed financial protection that lasts for the rest of your life
  • Critical illness cover
    If the worst does happen, it’s important to make sure you’re financially protected
  • Income protection insurance
    No one is immune to the risk of illness and accidents
  • Making a Will
    An essential part of your financial planning
  • Power of Attorney
    Permitting someone to act on your behalf when you are no longer mentally capable of making decisions
  • Inheritance Tax
    Securing more of your wealth for your loved ones
  • Setting up a trust
    Choosing the right structures can protect assets and give your family lasting benefits


We understand that it takes time and a bit of imagination to step into your future, look back and understand what needs to happen for you to enjoy your desired lifestyle.

We will work with you to develop a wealth management strategy that reflects your investment goals, your personal circumstances, your investment time frame and your attitude to risk.

To review your situation, please call us or use the contact form by clicking here – we look forward to hearing from you.

This guide is for your general information and use only and is not intended to address your particular requirements. It should not be relied upon in its entirety and shall not be deemed to be, or constitute, advice. Although endeavours have been made to provide accurate and timely information, there can be no guarantee that such information is accurate as of the date it is received or that it will continue to be accurate in the future. No individual or company should act upon such information without receiving appropriate professional advice after a thorough examination of their particular situation. We cannot accept responsibility for any loss as a result of acts or omissions taken in respect of any articles. Thresholds, percentage rates and tax legislation may change in subsequent Finance Acts.

Published by Goldmine Media Limited Basepoint Innovation Centre, 110 Butterfield, Great Marlings, Luton, Bedfordshire LU2 8DL Articles are copyright protected by Goldmine Media Limited 2017. Unauthorised duplication or distribution is strictly forbidden.